Funding available now

Hard Money.
Real Fast.

Hard money loans funded in as little as 7 days. No bank approval needed. No red tape. Just the capital you need to close your next real estate deal.

7 Days
Average close time
500+
Deals funded
50 States
Nationwide coverage
SSL Secured
No Credit Check to Apply
Licensed & Insured
Transparent Pricing
No Obligation

Funded in Three Simple Steps

No bank bureaucracy. No 45-day waiting game. Just a straightforward process designed for speed.

01

Tell Us About Your Deal

Fill out a 2-minute application. No tax returns, no pay stubs — just the basics about your property and investment plan.

02

Get Your Custom Quote

Receive a transparent term sheet within 24 hours. You'll see your rate, fees, and loan amount upfront — no surprises.

03

Close & Get Funded

Close at a title company in as little as 7 days. Funds are wired directly to you. Start building your investment.

Start Your Application →

Funding for Every Strategy

Whether you're flipping, bridging, building, or holding — we have a loan built for your deal.

🔨

Fix & Flip Loans

Fast capital for buy-renovate-sell projects. Up to 90% of purchase + 100% of rehab costs. Interest-only payments during your renovation.

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🌉

Bridge Loans

Short-term financing to bridge the gap between buying your next property and selling your current one. Close in days, not months.

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🏗️

Construction Loans

Ground-up construction and major rehab financing. Draw schedules aligned with your build timeline. Flexible terms for complex projects.

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🏠

DSCR / Rental Loans

Long-term financing for rental properties based on property cash flow — not your personal income. Perfect for the BRRRR strategy.

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Built for Investors Who Move Fast

No Bank Delays

Close in days, not months. While banks are still processing paperwork, you're already renovating.

📋

Flexible Terms

Interest-only payments. 6-24 month terms. Structured around your project timeline, not a bank's.

🎯

Deal-Based Approval

We fund the deal, not your FICO score. Strong deal + clear exit strategy = funded.

🔍

Zero Hidden Fees

Transparent pricing upfront. No junk fees, no surprises at closing. What we quote is what you pay.

Real Deals. Real Results.

★★★★★

"Closed on a duplex in 9 days. The bank wanted 45 days and more paperwork than I could carry. Hard.Money made it simple — quote in 24 hours, funded in under two weeks."

Marcus T.
Fix & Flip Investor · Atlanta, GA
★★★★★

"I've done 12 flips with hard money financing. The transparency on fees is what keeps me coming back — no surprises at closing. My margins stay intact."

Sarah K.
Experienced Flipper · Phoenix, AZ
★★★★★

"First-time investor. Banks wouldn't touch me. Got approved based on the deal quality alone. Finished the rehab, sold for $52K profit. Hard money changed my trajectory."

James R.
First-Time Investor · Dallas, TX

Latest From the Blog

Guides, strategies, and market insights for real estate investors.

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Ready to Fund Your Next Deal?

Apply in 2 minutes. Get a quote within 24 hours. No credit check. No obligation.

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🛡 No credit check to apply · No obligation · 100% free

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